Chain of Wealth

E22 – Ruby Escalona from A Journey We Love

Connect with Our Guest

Subscribe to Chain of Wealth

Join 40,515 Monthly Listeners

Subscribe to Chain of Wealth

Join 40,515 Monthly Listeners

Pro Tip: Timestamps below are clickable. Click on the time below in the brackets and the audio will start playing at that part of the show.

Need a financial checkout? Head on over to and let’s help you manage your money better! Only $75 for 30 minutes deep dive!

Ruby is the main blogger of the website, “A Journey We Love” that she documents achievements with her husband, Peter. Ruby loves travel hacking, finding deals, and thinking of ways to save money!

Originally from the Philippines, she moved to the USA to pursue an employment opportunity. She now lives in Jacksonville, Florida and has been to more than 20 countries and 16 US States. She has also backpacked around South East Asia.

She hasn’t quit her job to pursue her passions– yet. That will happen once she reaches financial independence.

Welcome Ruby!

[4:16] Tell us a bit about yourself

• Lives in Jacksonville, Florida
• From Philippians

[5:12] So you haven’t quit your day job yet, what do you do?

• Accountant

[5:27] If you could go back in time, what is one financial mistake that you wish you could take back?

• Trip to Hong Kong

[7:17] You published on your website “A journey we love” that you and your husband, Peter have reached a net worth of a quarter of a million dollars. What did you do to achieve this?

• Paid off student loans
• Maxed out 401K, Roth IRA and HAS
• Invested in Vanguard funds
• Stock/bond mixture
• Airbnb hosting

[8:46] What is your next goal?

• Have financial independence

[9:21] Do you purely save? Or do you invest? If so, where?

• Saving- 6 months in emergency funds in bank account
• Investing- max out Roth IRA and 401k

[11:52] What is the next thing you plan on doing on your bucket list?

• Swim with sharks
• Swim with manatees

[13:12] How did you save $6,500 on traveling last year?

• Airline points
• Hotel points
• Take turns on getting credit cards and getting bonus


[24:15] Chain of Wealth – Are you deciding whether or not you want to rent your house out?Check out our guide on becoming an airbnb host and see how much money you can make.

If you’re enjoying this podcast, don’t forget to subscribe, rate and review!

Value Link Round

[16:24] Why do you think people have a hard time achieving their goals?

• Don’t have set goals
• Write it down

[17:32] Do you have any books or podcasts that you recommend?

• Podcast: Afford Anything
• Books: Rich dad, poor dad

[19:24] What is your favorite quote?

• Live life to the fullest

[20:15] How can our listeners get in touch with you?

• Facebook- a journey we love
• A journey we love 
• Twitter- a journey we love

[20:42] Any last advice?

• Have a goal in mind

Enjoying Our Podcast?

We have over 150 episodes to listen to! Join over 2,167 daily listeners that pursue financial freedom.

By entering your email, you agree to our Terms of Service and Privacy Policy.

Other Podcasts

E137 – Credit Scores

What is a credit score? Join Denis and Katie as they learn talk about what credit scores are and how they affect your credit status.

Listen »

E90 – How To Manage Credit Cards

The importance of your credit score

Everyone wants to know if you have a good credit score
Credit runs everything when you’re an adult Everyone seems interested in what your number is
There are ways to fix your credit

Listen »
About the Podcast
Chain of Wealth

Chain of Wealth

The Chain of Wealth podcast is a biweekly podcast boasting over 500,000 downloads. We interview inspirational guests about money topics. You can learn more about us here.

Share On

Leave a Reply

Your email address will not be published. Required fields are marked *