E6 – Melanie Lockert from Dear Debt

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Today we have one of our favorite bloggers on the show- A theatre student turned professional blogger, Melanie Lockhart and her blog is called Dear Debt.

On her blog, she writes some personal thoughts but she also invites others to write break-up letters with debt; something that most find liberating and esteem-building and liberating.

[0:51]聽Please tell us some more about yourself.
路聽聽聽聽聽 $81,000 in student loan debt
路聽聽聽聽聽 In 2011 couldn鈥檛 find a job

[3:53]聽If you could go back and tell your 18- year old self anything, what would it be?
路聽聽聽聽聽 Don鈥檛 go to a private school
路聽聽聽聽聽 Too big of a bill

[4:36]聽On your page, I read that people who die by suicide are 8 times more likely to be in debt. Can you explain a little bit more about maybe some warning signs to be on the look-out for? And some resources to help people?
路聽聽聽聽聽 Kept getting suicide surge traffic
路聽聽聽聽聽 Debt is not a death sentence- you are worth more than your debt
路聽聽聽聽聽 National Suicide Prevention Hotline: Text聽741741
路聽聽聽聽聽 Don鈥檛 be afraid to ask for help

[9:6]聽You could create a blog on any topic, why choose debt?
路聽聽聽聽聽 Obsessed with my debt
路聽聽聽聽聽 Blog was accountability

[10:14]聽What are some of the most interesting or inspiring debt stories that you have had on your blog from people?
路聽聽聽聽聽 Some are funny
路聽聽聽聽聽 Some are heartbreaking
路聽聽聽聽聽 Creates a community for support

[11:52]聽How often do you publish people鈥檚 stories?
路聽聽聽聽聽聽Deardebt.com聽->聽contact page

[12:10]聽You said that you normally have about 6 or 7 side hustles going on- what have you done?
路聽聽聽聽聽 Writer
路聽聽聽聽聽 Editor
路聽聽聽聽聽 Pet sitter
路聽聽聽聽聽 Event assistant
路聽聽聽聽聽 Social media marketer
路聽聽聽聽聽 Brand ambassador
路聽聽聽聽聽 Mother鈥檚 helper

[13:46]聽You are also a freelance writer- how did you get started on that?
路聽聽聽聽聽 Started blogging
路聽聽聽聽聽 Networking with other bloggers


[13:39]Chain of Wealth聽鈥 FREE聽Definitive Guide on Debt, teaching you everything you need to know to master debt and use it to your advantage.

Value Link Round

[17:6]聽Why do you think people fail at reaching their goals?
路聽聽聽聽聽 Mindset
路聽聽聽聽聽 Money limitations
路聽聽聽聽聽 Lack of risk taking
路聽聽聽聽聽 Excuses

[20:18]聽What books or other podcasts do you recommend to our listeners?
路聽聽聽聽聽 Podcast:聽Martinis and your money
路聽聽聽聽聽 Books:聽Think and Grow Rich聽&聽Your money or your life

[21:3]聽Best advice someone has ever given you?
路聽聽聽聽聽 Be consistent

[21:52]聽What鈥檚 your favorite quote?
路聽聽聽聽聽 I did not get this far, just to get this far

[22:35]聽How can people get in touch with you?
路聽聽聽聽聽 Website:聽www.deardebt.com
路聽聽聽聽聽 Twitter:聽@deardebtblog
路聽聽聽聽聽 Book:聽Dear Debt: A story about breaking up with debt

[22:52]聽What is some last advice for listeners before we go?
路聽聽聽聽聽 All of this is a journey, you don鈥檛 have to do everything perfectly

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