E6 – Melanie Lockert from Dear Debt

Connect with Our Guest

Subscribe to Chain of Wealth

Join 40,515 Monthly Listeners

Subscribe to Chain of Wealth

Join 40,515 Monthly Listeners

Pro Tip: Timestamps below are clickable. Click on the time below in the brackets and the audio will start playing at that part of the show.

Need a financial checkout? Head on over to chainofwealth.com/chat and let’s help you manage your money better! Only $75 for 30 minutes deep dive!

Today we have one of our favorite bloggers on the show- A theatre student turned professional blogger, Melanie Lockhart and her blog is called Dear Debt.

On her blog, she writes some personal thoughts but she also invites others to write break-up letters with debt; something that most find liberating and esteem-building and liberating.

[1:20] Please tell us some more about yourself.
·      $81,000 in student loan debt
·      In 2011 couldn’t find a job

[4:22] If you could go back and tell your 18- year old self anything, what would it be?
·      Don’t go to a private school
·      Too big of a bill

[5:5] On your page, I read that people who die by suicide are 8 times more likely to be in debt. Can you explain a little bit more about maybe some warning signs to be on the look-out for? And some resources to help people?
·      Kept getting suicide surge traffic
·      Debt is not a death sentence- you are worth more than your debt
·      National Suicide Prevention Hotline: Text 741741
·      Don’t be afraid to ask for help

[9:35] You could create a blog on any topic, why choose debt?
·      Obsessed with my debt
·      Blog was accountability

[10:43] What are some of the most interesting or inspiring debt stories that you have had on your blog from people?
·      Some are funny
·      Some are heartbreaking
·      Creates a community for support

[12:21] How often do you publish people’s stories?
·      Deardebt.com -> contact page

[12:39] You said that you normally have about 6 or 7 side hustles going on- what have you done?
·      Writer
·      Editor
·      Pet sitter
·      Event assistant
·      Social media marketer
·      Brand ambassador
·      Mother’s helper

[14:15] You are also a freelance writer- how did you get started on that?
·      Started blogging
·      Networking with other bloggers

Sponsor

[14:8] Chain of Wealth – FREE Definitive Guide on Debt, teaching you everything you need to know to master debt and use it to your advantage.

Value Link Round

[17:35] Why do you think people fail at reaching their goals?
·      Mindset
·      Money limitations
·      Lack of risk taking
·      Excuses

[20:47] What books or other podcasts do you recommend to our listeners?
·      Podcast: Martinis and your money
·      Books: Think and Grow Rich & Your money or your life

[21:32] Best advice someone has ever given you?
·      Be consistent

[22:21] What’s your favorite quote?
·      I did not get this far, just to get this far

[23:4] How can people get in touch with you?
·      Website: www.deardebt.com
·      Twitter: @deardebtblog
·      Book: Dear Debt: A story about breaking up with debt

[23:21] What is some last advice for listeners before we go?
·      All of this is a journey, you don’t have to do everything perfectly

Enjoying Our Podcast?

We have over 150 episodes to listen to! Join over 2,167 daily listeners that pursue financial freedom.

By entering your email, you agree to our Terms of Service and Privacy Policy.

Other Podcasts

About the Podcast
Picture of Chain of Wealth

Chain of Wealth

The Chain of Wealth podcast is a biweekly podcast boasting over 500,000 downloads. We interview inspirational guests about money topics. You can learn more about us here.

Share On

Leave a Reply

Your email address will not be published. Required fields are marked *