Chain of Wealth

E59 – Krystel from All She Saves

Connect with Our Guest

Subscribe to Chain of Wealth

Join 40,515 Monthly Listeners

Subscribe to Chain of Wealth

Join 40,515 Monthly Listeners

Pro Tip: Timestamps below are clickable. Click on the time below in the brackets and the audio will start playing at that part of the show.

Need a financial checkout? Head on over to and let’s help you manage your money better! Only $75 for 30 minutes deep dive!

Krystel from All She Saves is a young professional living in Minnesota who is doing huge things! Like paying back $77,000 in student loans. She documents her journey to paying off her debt, living life and working full time.


[2:43] So did Minnesota shut down the same way DC did during the spring snow storm?
·       Did not get any snow
[4:6] You lived in student loan payback doom for years as well. What made you change your thinking and decide to pay back your loan so quickly?
·       So many people are in it but don’t talk about it
·       Had over $15,000 of credit card debt
·       Tom, her boyfriend got suspicious of her spending habits
[10:44] So you’re paying back an original $77,000- and have gotten down to about $40,000 wow! You paid off $12,000 last year! That’s huge! What sacrifices did you make to accomplish this?
·       Looked at budget and cut anything that wasn’t needed
·       Stopped drinking coffee, eating out
[15:30] In your February report, you overspent but you don’t feel guilty about it. Tell us a bit about how you still splurge while paying back this debt.
·       Built in splurge category
[20:22] Lots of PF bloggers are all about the side hustle. What side hustles are you doing?
·       Rover- dog sitting app
·       All She Saves has become side hustle
[22:14] With the inspiration of your blog, you now have a “Get Out Of Debt” community at your job. How cool! What kinds of things do you guys do? How often do you meet?
·       Got a work message asking if it was her blog
·       Group of 3 who meets once a week
·       Texts each other goals
·       Shares book recommendation


[25:8] Value Link Round: If you need a writer- call Katie! She can do it for you!

Value Link Round

[25:30] Why do you think people fail at achieving their dreams?
·       Set goals that are too big
[28:51] What other books/ podcasts do you recommend?
·       Podcast: ChooseFI
·       Books: You need a budget, the year of less
[29:17] What is your favorite quote?
·       Tell me what it is that you plan to do with your one wild and precious life
[31:45] Do you have any last advice?
·       You don’t have to live with debt
·       Paying it back is do-able
[31:14] Do you have any other books or podcasts you can recommend?
·      Podcast: ChooseFI, Do you even blog
·      Books: Dave Ramsey- the total money makeover, simple path to wealth

[32:6] Do you have a favorite quote?
·      Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are.

[32:53] Any other last advice?
·      If you’re struggling or in debt- don’t give up

Enjoying Our Podcast?

We have over 150 episodes to listen to! Join over 2,167 daily listeners that pursue financial freedom.

By entering your email, you agree to our Terms of Service and Privacy Policy.

Other / Podcasts

About the Podcast
Chain of Wealth

Chain of Wealth

The Chain of Wealth podcast is a biweekly podcast boasting over 500,000 downloads. We interview inspirational guests about money topics. You can learn more about us here.

Share On

Leave a Reply

Your email address will not be published. Required fields are marked *