Zina Kumok is the founder of the blog Debt Free after 3– A former sports writer, Zina has written for the Associated Press and have covered the New York Yankees, NBA Draft and Final Four.
Currently living in Denver she is a full-time freelance writer specializing in personal finance.
She has taught several classes on budgeting, how to save money and how other people can pay off their loans.
[3:28] Tell us a little about yourself.
· From Tennessee
· Journalism degree
· Paid off student loans
[4:35] What is the biggest money mistake that you learned from?
· Shopping- wasting money
[6:31] What is a common mistake that you see people making with their money?
[8:13] You have a section on your blog about your student loan repayment journey. Tell us about it.
· $24,000 in loans
· $28,000 with interest
· Didn’t have any money left over after bills
· Cut back spending
[12:53] You also have a course that helps people learn how to pay back their loans. Can you share some details about it?
· Personal finance 101
· Basics in investing
[14:11] What is one thing you wish you knew back when you were paying off your loans?
· To refinance student loans
[15:21] Now that you are no longer in debt, what are you doing with your money that you are able to save?
· Saving for a house down payment
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Value Link Round
[17:3] Why do you think that people fail at achieving their dreams?
· Hard to decide what to do to get to a goal
[20:56] Favorite quote that you live by?
· Live like no one else so that later you can live like no one else
[24:7] Any last advice?
· Anything is possible with your money