Today we have Jennifer Smith with us. Jennifer is the founder of the blog, Saving with Spunk. She is an acupuncturist by day and a blogger by night. She created the blog in the efforts of paying off debt while still having fun. Jen and her husband were able to pay off over $78,000 worth of debt. They have been debt free since August 2017!
Welcome Jen!
[2:31] What are you doing with your money now that you’re debt free?
· Saving and investing
· It took time to figure out what to do with it
[4:9] Tell us your student loan/ debt pay off story- what did you do? How long did it take?
· Talked about debt for first time when got engaged
· Travis wanted to pay off debt and Jen did not
· Realized that the debt would be a hindrance
· Paid debt off in 23 months
[9:45] Do you have a favorite post?
· It did not take too much time
· 13 cats who totally get your debt pay off struggle
[11:4] On your resources page, you list a host of places to save. What are a few of your favorite apps you use to save?
· EveryDollar- free budgeting app
[13:54] What is one thing you wish you would have known back when you were paying back your loans?
· I wish I had known how good debt free feels
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Value Link Round
[18:56] Why do you think people fail at achieving their dreams?
· They fail one day and then they think they’ll always fail
· Failing is normal
· Everyday you fail a little less
[19:29] Do you have any books or podcasts you can recommend to our listeners?
· Podcast: The Choose FI
· Book: The One Thing
[20:21] Do you have a favorite quote?
· Expect more than others think is possible
[20:47] Any other last piece of advice?
· Don’t try to go 0 to 100. Just try to be a little better everyday.